Private Commercial Real Estate Lending
UBI Group is a private commercial real estate lender focused on meeting borrower needs for short-term bridge financing with efficiency, flexibility, and professionalism.
We provide financing solutions for borrowers in unique and time-sensitive situations across the United States. Our approach emphasizes timely, reliable, and customized lending—services often unavailable through traditional banks.
Backed by private banks and trusted institutional partners, UBI Group has the resources to execute loans quickly and decisively.
Private Banking Services for Investors
UBI Group manages real estate investment funds and loan portfolios with a commitment to stable performance. Through our Private Lenders Network™, qualified investors may participate in First Position Private Mortgages (also known as 1st Lien Trust Deeds).
This strategy is designed to provide attractive, principal-protected income while contributing to the growth of real estate markets. [[Need input: compliance disclaimer]]
REO & Note Transactions
Beyond lending, UBI Group is an active participant in the secondary mortgage market, specializing in non-performing residential mortgages (NPLs) and REO portfolios valued up to $50 million.
We purchase non-performing loans in pools and make them available to buyers as full portfolios or individual assets. Our scale enables streamlined transactions while ensuring each client receives personal attention.
Frequently Asked Questions
What is short-term bridge financing?
Bridge financing is a temporary loan that provides fast access to capital until long-term financing or a property sale is secured.
Who qualifies for UBI Group lending?
We work with commercial real estate borrowers nationwide, particularly those facing time-sensitive or unique financing needs.
What are First Position Private Mortgages?
They are senior lien loans secured by real estate. Investors in these loans receive priority repayment before other debt holders.
Does UBI Group buy non-performing loans?
Yes. We specialize in acquiring pools of non-performing residential mortgages and REOs, with the flexibility to sell them in bulk or individually.